Terms and Conditions
Introduction
These terms and conditions apply between you (“The Customer”), the User of this Website / Longevity Card application (including any sub-domains, unless expressly excluded by their own terms and conditions), and Longevity Card Financial Technologies Limited (“The Firm”), the owner and operator of this Website / Longevity Card application. Please read these terms and conditions carefully, as they affect your legal rights. Your agreement to comply with and be bound by these terms and conditions is deemed to occur upon your first use of the Website / Longevity Card application. If you do not agree to be bound by these terms and conditions, you should stop using the Website / Longevity Card application immediately.
In these terms and conditions, User or Users means any third party that accesses the Website / Longevity Card application and is not either (i) employed by Longevity Card Financial Technologies Limited and acting in the course of their employment or (ii) engaged as a consultant or otherwise providing services to Longevity Card Financial Technologies Limited and accessing the Website / Longevity Card application in connection with the provision of such services.
You must be at least 18 years of age to use this Website / Longevity Card application. By using the Website / Longevity Card application and agreeing to these business terms and conditions, you represent and warrant that you are at least 18 years of age.
This webpage sets out very important terms and conditions for your Longevity Card business account and its related services.
Longevity Card (firm reference number 902910) is authorised to issue e-money by the Financial Conduct Authority under the Electronic Money Regulations 2011 as an EMD agent of PayrNet (firm reference number 900594).
If you are looking to use a Longevity Card account for personal purposes, these terms and conditions will not apply to you. You’ll need to read the Personal Terms & Conditions.
Intellectual property and acceptable use
All Content included on the Website / Longevity Card application, unless uploaded by Users, is the property of Longevity Card Financial Technologies Limited, our affiliates or other relevant third parties. In these terms and conditions, Content means any text, graphics, designs, images, audio, video, software, data compilations, page layout, underlying code and software and any other form of information capable of being stored in a computer that appears on or forms part of this Website / Longevity Card application, including any such content uploaded by Users. By continuing to use the Website / Longevity Card application you acknowledge that such Content is protected by copyright, trademarks, database rights and other intellectual property rights. Nothing on this site shall be construed as granting, by implication, or otherwise, any license or right to use any trademark, logo or service mark displayed on the site without the owner’s prior written permission.
For your own use, and non-commercial use, you may do the following: retrieve, display and view the Content on a computer / mobile screen.
You must not otherwise reproduce, modify, copy, distribute or use for commercial purposes any Content without the written permission of Longevity Card Financial Technologies Limited.
Prohibited use
You may not use the Website / Longevity Card application for any of the following purposes:
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in any way which causes, or may cause, damage to the Website / Longevity Card application or interferes with any other person’s use or enjoyment of the Website / Longevity Card application;
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in any way which is harmful, unlawful, illegal, abusive, harassing, threatening or otherwise objectionable or in breach of any applicable law, regulation, governmental order;
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making, transmitting, replicating, or storing electronic copies of Content protected by copyright without the permission of Longevity Card Financial Technologies Limited.
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You must not misuse the Website / Longevity Card application by knowingly introducing viruses, trojans, worms, logic bombs or other material that is malicious or technologically harmful. You must not attempt to gain unauthorised access to the Website / Longevity Card application, the server on which the Website / Longevity Card application is stored or any server, computer or database connected to the Website / Longevity Card application.
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You must not attack the Website / Longevity Card application via a denial-of-service attack or a distributed denial-of service attack. By breaching this provision, you would commit a criminal offence under the Computer Misuse Act 1990. We will report any such breach to the relevant law enforcement authorities and we will co-operate with those authorities by disclosing your identity to them. In the event of such a breach, your right to use the Website / Longevity Card application will cease immediately.
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Longevity Card will not open a business account if your business type is any of the following and your customers will perform transactions for the following business types:
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Cryptocurrency Purchase and Trading
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Anonymous or Numbered Account, Shell Banking
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Cash and Check Handling: Check Cashing, Deposit Taking, Cash Transfer.
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Credit repair, Debt restructuring
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Debt recovery, Debt settlement, Debt Collections
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Financial Pyramid or Ponzi schemes
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Gambling and Gaming
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MSBs and PSPs as end users
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Any industry known to be an illegal industry in its local jurisdiction or the UK
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Illegal Drugs and Narcotics
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The Sale or Distribution of stolen goods (including digital and virtual goods), counterfeit goods and violation of intellectual property, or items that violates individual privacy
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Any products harmful to human health – tobacco, e-cigarettes and e-liquid (Pharma products are subject to approval)
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Operating a business that requires a license or special permit without obtaining such license (i.e. Unregulated Auction Houses)
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Production of Adults or Violent content
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Production or Distribution of Offensive Weapons: Ammunition, Firearms,
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Explosives, Complex Weapons (i.e. guided missiles), Poisons
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Psychic services
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Selling, hosting, distributing, producing or promoting offensive materials, including materials that incites or promotes racial hatred or discrimination based on gender, race, religion, national origin, physical ability, sexual orientation, or age.
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Transactions involving Human Organs
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Sanctioned individuals and entities.
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If Longevity Card business customers use their Longevity Card business account to pay for the products and services from businesses on this list, these transactions may be declined and the customer’s account may be suspended or closed at Longevity Card’ sole discretion, in accordance with our T&C’s.
Links to other Website
This Website / Longevity Card application may contain links to other sites. Unless expressly stated, these sites are not under the control of Longevity Card Financial Technologies Limited.
We assume no responsibility for the content of such Websites and disclaim liability for any and all forms of loss or damage arising out of the use of them.
The inclusion of a link to another site on this Website / Longevity Card application does not imply any endorsement of the sites themselves or of those in control of them.
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